About Us
FastTrack DSCR helps real estate investors get loans for cashing flowing investment properties. We focus entirely on DSCR (Debt Service Coverage Ratio) financing, which means you qualify based on what your rental property earns, not your personal income or tax documents.
We’ve built our process to be quick, transparent, and repeatable so investors can count on us whether they’re buying their first rental or expanding a nationwide portfolio.
Why Choose Us
Empowering Real Estate Investors Nationwide
Built For Repeat Real Estate Investors
We specialize in serving experienced investors who need fast, reliable financing. Our streamlined process delivers quick closings and consistent terms, helping you scale your portfolio and capitalize on opportunities without delay.
faqs
DSCR Frequently Asked Questions
Do your lenders require experience?
We work with lenders who provide financing for both experienced investors and those just getting started with their first investment property.
Do you offer fix and flip loans?
Although our core expertise is DSCR rental financing, we work with a network of lenders that offer competitive Fix-and-Flip loan programs. If a Fix-and-Flip loan is what you are in search of, we’re happy to assist.
What's the main difference between conventional and private lending?
Conventional financing through banks requires specific income levels, debt-to-income ratios, and employment verification to qualify. Private lending (also known as non-QM) focuses primarily on the borrower’s credit score and the property’s cash flow. This makes private lending a better fit for most real estate investors.
How long are the financing options?
Our lending partners offer a broad range of DSCR loan structures, including interest-only options, adjustable-rate mortgages (ARMs), and long-term fixed rate programs. The most popular of which is the fixed rate 30-year amortization. Loan options vary by lender and borrower profile.
Do your lenders report the loans to the credit bureaus?
No. This allows investors to expand their portfolios more quickly without worrying about credit impacts or mortgage debt-to-income ratio limitations.