Do DSCR Loans Have Prepayment Penalties?
Do DSCR loans have prepayment penalties? Compare early payoff costs, 5-4-3-2-1 schedules, and no-penalty options before you sell or refinance.
Ted Macuch
Ted Macuch is a Charlotte-based real estate investor, developer, homebuilder, and DSCR loan broker who helps investors compare standard and specialty rental-property financing.
Can You Refinance a Hard Money Loan Into a DSCR Loan Before It Comes Due?
Hard money loan coming due? Learn whether a DSCR refinance can retire the bridge, how LTV, rent and seasoning affect approval, and when to start.
Are Manufactured Homes Good Rental Properties? The Investment Math Behind Land-Home Rentals
Are manufactured homes good rental properties? See how land, setup costs, rent, expenses, title and DSCR financing affect the real investment math.
Can You Get a DSCR Loan on a 5–8 Unit Rental Property?
Specialty DSCR programs exist for 5–8-unit rentals. Learn how loan minimums, FICO, reserves, vacancy and rent-roll rules differ from 1–4-unit loans.
Can You Get an Airbnb DSCR Loan With No Operating History?
Some Airbnb DSCR programs can use projected STR income without operating history. Learn when AirDNA or market forecasts may work and when actual history is required.
Can You Get a DSCR Loan With No Minimum DSCR?
True no-ratio and no-minimum-DSCR programs exist. Learn how they differ from standard DSCR and what other underwriting factors become more important.
Can You Get a DSCR Loan With a 0.75 DSCR?
A 0.75 DSCR can fit some specialty rental-loan programs. Learn how FICO, LTV, cash-out, reserves and property type can change eligibility.
Can You Get a DSCR Loan Under $100,000?
Some DSCR programs allow loan amounts below $100,000. Learn how small-loan minimums, LTV, DSCR and lender economics can affect the result.
DSCR Delayed Financing: Can You Refinance Soon After Buying a Rental?
Some DSCR programs allow delayed financing after a recent purchase. Learn how acquisition timing, cash-out LTV, cost basis and seasoning can affect eligibility.
Can an LLC Get a DSCR Loan?
LLCs can be eligible for many DSCR programs. Learn how entity vesting, guarantors, state rules and ownership documents affect a rental-property loan.